Legal

Terms of Service

Last updated: January 26, 2026

Agreement to Terms

1. Acceptance of Terms

By accessing and using the Cinch Business Academy website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Description of Services

Cinch Business Academy provides educational training programs focused on commercial lending and business finance. Our services include virtual training sessions, educational materials, access to lender networks, and ongoing support resources.

3. Registration and Enrollment

To enroll in our training programs, you must provide accurate and complete registration information. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Payment Terms

All fees for training programs are due as specified at the time of enrollment. We accept various payment methods including credit cards and payment plans. Prices are subject to change without notice, but changes will not affect enrollments already in progress.

5. Refund Policy

Refund requests must be submitted in writing prior to the start of the training program. Once training has begun, refunds are evaluated on a case-by-case basis. Please contact us directly to discuss any concerns about your enrollment.

6. Intellectual Property

All content provided through our training programs, including but not limited to videos, documents, templates, and materials, is the intellectual property of Cinch Business Academy. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Disclaimer of Warranties

Our training programs are provided for educational purposes only. While we strive to provide accurate and helpful information, we make no guarantees regarding specific outcomes, earnings, or results. Success in commercial lending depends on many factors including individual effort, market conditions, and business practices.

8. Limitation of Liability

Cinch Business Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or any information provided through our training programs.

9. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services following any changes constitutes acceptance of the modified terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected] or through our contact page.